Payment and Financing Options

We don't want you to lose sleep over how to pay for your dream sleep situation. We strive to make it easy with flexible financing and payment situations.

Buy Now Pay Later, HSA/FSA & More

  • Affirm

    Affirm is an industry leading buy-now-pay-later financing provider that offers easy, transparent, and competitive financing options.

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  • Synchrony

    Boost your buying power and manage your budget with a variety of financing options available from Synchrony Bank.

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  • FSA / HSA

    Through a partnership with Sika Health, you can quickly & easily consult with a medical professional to see if you qualify for a Letter of Medical Necessity (LMN) so that you can pay with your HSA/FSA.

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  • Split Payments

    Looking to split your purchase with multiple payment methods? We can help - reach out to a Sleep Specialist over the phone or in LiveChat for more information.

  • Credit Card

    We accept all major credit cards including Visa, MasterCard, American Express (AMEX), and Discover.

Financing Options Overview*

Financing Provider Type of Financing Longest Term and Best Rate Available Promo Fee / Late Fees
Affirm Closed-End Loan that closes when paid off. 24 Months // 0% APR No Late Fees, No Promo Fee
Synchrony Multiple: Open-Ended loan, like a traditional Credit Card. Closed End Products may also be available. 60 Months // 9.99% APR Late Fees and Promo Fees May Apply
*This summary table reflects financing options made available by PersonalComfortBed.com and does not represent all products, rates, or terms, available by any provider. All financing offers are subject to credit approval.