Affirm Financing

When inspiration strikes, Affirm helps you say yes without giving up financial control.

Pay at Your Own Pace with Affirm

Affirm Financing Available

Get Pre-Approved Now

Click the "Learn More" button below to start the approval process.

Buying with Affirm is Simple

Choose payment plans from 3, 6 and 12 months
1. Fill Your Cart

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1. Fill Your Cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

2. Choose How You Pay

Pick the payment plan you like best. You’ll never pay more than you agree to up front. See footer for details.

3. Pay Over Time

Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.

Buy With Confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying.

Transparent
Affirm tells you up front the total amount you’ll pay. That number will never go up.

Flexible
You choose the payment plan that works for you. Our smart checkout gives you options.

Fair
Affirm won’t charge you late fees or penalties of any kind, ever.

Rates from 0% APR or 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

Affirm Frequently Asked Questions

Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit?

Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payments may be reported to credit bureaus. You can find more information in Affirm’s Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit the Affirm website at affirm.com.